Insurance — Commercial Lines Rates Keep Softening as AI Threats, Geopolitical Repricing, and M&A Stabilization Reshape the Insurance Landscape

Insurance · 2026-04-27

TODAY'S SIGNAL — The insurance market is navigating a convergence of softening pricing, escalating cyber-AI risk, and geopolitical volatility that will test underwriting discipline through 2026. The Ivans Index confirms commercial lines rates declined across all major lines in Q1 2026, extending a softening trend that puts pressure on carrier margins just as new risk vectors intensify. Chubb CEO…