Finance & Banking — Credit Score Disruption, Crypto Legal Battles, and Cannabis Reclassification Converge to Reshape Banking Landscape

Finance & Banking · 2026-04-23

TODAY'S SIGNAL — A cluster of developments today directly challenges core banking infrastructure and regulatory frameworks. Fannie Mae and Freddie Mac's embrace of a rival credit scoring model threatens FICO's decades-long dominance in mortgage underwriting, a shift that will ripple through every lending institution's risk models and vendor contracts. Meanwhile, the crypto-banking nexus faces…